JOB DESCRIPTION
Title: Credit Analyst
Location: St. Louis, MO (On-Site)
Summary:
Join Carboline's team as a Credit Analyst, where you'll play a key role in protecting the company's financial health while supporting business growth. In this position, you'll evaluate customer credit worthiness, manage collections activities, resolve credit holds, and partner closely with Sales, Customer Service, and Accounting to ensure a smooth customer experience and timely payment of accounts.
Minimum Requirements:
High School Diploma or equivalent
Minimum of 1 year of collections, credit, accounts receivable, or related financial experience
Strong analytical, organizational, and communication skills
Proficiency with Microsoft Office and financial systems
Physical Requirements:
This position requires minimal physical activity but does involve extended computer usage, up to 8 hours per day.
No unusual environmental, lifting, or exertion requirements are associated with this role.
Essential Functions:
Review and release customer orders on credit hold by assessing account status, payment trends, and credit risk.
Evaluate new customer accounts through credit applications, financial statements, references, and credit reports.
Establish and recommend credit limits while balancing business growth and financial risk.
Monitor customer accounts, resolve credit concerns, and take proactive steps to mitigate risk.
Manage collections activities and partner with customers to resolve outstanding balances and improve cash flow.
Utilize risk mitigation tools such as bonds, guarantees, joint check agreements, and lien rights when appropriate.
Reconcile accounts, resolve discrepancies, and maintain accurate customer records.
Support collection agencies and legal recovery efforts through documentation and claim preparation.
Apply sound judgment to credit decisions, payment trends, and order approvals, escalating complex situations as needed.
Partner with Sales, Customer Service, Accounting, and customers to deliver solutions that support both customer satisfaction and business objectives.
Thrive in a fast-paced environment while managing multiple priorities with attention to detail and exceptional service.
Who We Are:
Carboline is a St. Louis-based coatings manufacturer with a global reach. The company, founded in 1947, produces high-quality performance coatings, linings, and fireproofing products in more than 20 manufacturing facilities around the world. Carboline has been ranked a top workplace, so culture and maintaining a safe and clean work environment is something we take very seriously.
Carboline is part of RPM International Inc., a $7.6 billion, multinational company with subsidiaries that are world leaders in specialty coatings, sealants, building materials and related services. From homes and workplaces to infrastructure and precious landmarks, RPM's market-leading brands are trusted by consumers and professionals alike to help build a better world. If you want to be part of a growing global organization with opportunity for growth, we would like to meet you.
What We Offer:
We offer a team atmosphere that fosters cooperation and creativity; a management team committed to employee development and an environment where people are empowered to make decisions. Our career opportunities offer unlimited earnings potential, and our comprehensive benefits package is among the best in the industry which includes affordable benefits, a company match 401K plan and a retirement pension plan.Carboline is an Equal Opportunity Employer that values the strength diversity brings to the workplace. Individuals with Disabilities and Protected Veterans are encouraged to apply.
"In order to be the best, we must hire the best."Apply for this ad Online!....Read more...
The Opportunity Hub is delighted to partner with a growing Financial Services firm in London, specialising in distressed and illiquid markets. The firm is renowned for innovative approach to sourcing and managing complex investment opportunities. We're seeking a motivated Credit Analyst specialising in high yield and distressed debts to join their dynamic team.Credit Analyst (High Yield/ Distressed Debts), based in LondonHere's what you'll be doing:Performing detailed credit analysis of high yield and distressed debt issuers, including financial statement analysis, covenant review, and risk assessment.Conducting thorough industry and market research to identify investment opportunities and assess macroeconomic factors affecting credit markets.Creating and maintain financial models to forecast company performance and evaluate different financial scenarios.Working closely with portfolio managers, traders, and other analysts to support the investment decision-making process.Ensuring compliance with all relevant regulations and internal policies.Here are the skills you need:Bachelor’s degree in Finance, Economics, Accounting, or related field.3-5 years of experience in credit analysis, preferably in high yield and distressed debt markets.Strong analytical and quantitative skills with proficiency in financial modelling and valuation techniques.Strong industry knowledge and interest in Financial AssetsHere are the benefits of the job:Competitive salary between £100k and £150k depending on experienceOpportunities for continuous learning and career advancementWork Permission:You must have the right to work in the UK. Visa sponsorship is not available at this time.....Read more...
A well-established, market-leading engineering organisation is currently seeking a Credit Controller to support its continued organic growth.With over 50 years of industry expertise, this innovative business designs and manufactures high-performance engineering solutions for some of the world’s most demanding markets.This is an excellent opportunity to join a stable, forward-thinking and growing manufacturing organisation offering long-term career prospects and a supportive working environment.Key Responsibilities of the Credit Controller
Carry out daily bank reconciliations across multiple currencies and accurately post all related transactions.
Manage the Accounts Receivable inbox, respond to queries, and carry out credit control activities, including chasing outstanding payments.
Liaise with the factoring company regarding credit limits, account matters, and monthly ledger reconciliations.
Raise invoices and stage payment requests, maintaining accurate records and registers.
Prepare debtor reports, management analysis, and quarterly doubtful debt reviews to support business decision-making.
Working hours of the Credit Controller
Monday- Thursday: 08:00-16:45
Friday: 08:00-13:30
For the Credit Controller role, we are keen to receive CVs from individuals who possess:
Previous experience in Credit Control, Accounts Receivable, or a similar finance role.
Strong bank reconciliation skills with the ability to process and monitor financial transactions accurately.
Excellent communication and customer service skills, with confidence in chasing outstanding payments and resolving account queries.
Experience preparing financial reports and analysing debtor balances, aged debt, and credit risk.
Good organisational skills with the ability to manage multiple tasks, meet deadlines, and maintain accurate records.
A proactive, team-oriented approach, with a willingness to support the wider finance function and adapt to changing business needs
In Return, The Credit Controller Will Receive
Basic Salary: £26,000 per annum
Early finish on a Friday
33 days annual leave
Access to Health Care Cash Plan
If you are interested in the Credit controller role, please click “APPLY NOW”, alternatively contact Ismail at E3 Recruitment.....Read more...
Monitor customer accounts and identify overdue invoices
Contact customers in a structured manner to inform them of the balance due
Send payment reminders and statements
Maintain accurate records of collection activities and customer communications
Allocate incoming payments to customer account
Reconcile customer accounts and investigate discrepancies
Track and respond to customer queries relating to invoices and payments
Escalate unresolved or high-risk debt issues to senior credit controllers or management
Assist in preparing aged debt reports
Update customer account information in the finance system
Help assess customer credit limits and maintain credit records
Take customer credit cards payments
Assist with processing purchase invoices and expenses
Data cleanse in the finance system
Training Outcome:Full-time progression with the opportunity to progress to a higher level.Employer Description:HG&Co Ltd. is a forward-looking, independent, and established family-owned business, with our manufacturing warehouse based in Witham, Essex. The business consists of two divisions covering the packing and distribution of alcohol for business-to-business sectors, including pharmaceutical and flavour and fragrances sectors, and the bottling of both our own spirits brands and those of third parties.
Working with global organisations through to smaller independents, both in the UK and internationally, we have gained a reputation as experts in our industries through our extensive experience and knowledge. Significant investment in recent years has enabled us to build on our values, products, and customer service and achieve sustained growth across our divisions.
Our ethos has always centred around continuous, long-term improvement, and we are proud to be both B Corp and EcoVadis certified, meeting the highest standards of social and environmental performance.
We are committed to building a culturally diverse, equitable, and inclusive organisation, and encourage candidates from a wide range of backgrounds to apply.
We are currently seeking a Finance assistant.
Based full time at our site, this is a very exciting time to join a collaborative and agile company with opportunities to develop within your role and directly contribute to a dynamic business.Working Hours :Monday to Friday 8:30 - 17:00 with 30 min lunchbreak.Skills: IT skills,Attention to detail,Number skills,Analytical skills,Integrity,Professionalism,Learning Agility,Ownership,Reliability,Accuracy skills....Read more...
We are always on the lookout for passionate, forward-thinking people to join our company.
The Finance department plays a crucial role, supporting the JSM Group on its growth journey and the Accounts Payable Apprentice role is an important, integral member of the Finance team.
The role after training will include;
Process vendor and subcontractor invoices accurately and in line with approval and coding requirements.
Reconcile supplier statements to the ledger and resolve discrepancies with suppliers and internal stakeholders
Support the processing and review of staff expense claims and company credit card statements.
Assist with the preparation of weekly payment runs.
Carry out regular review and housekeeping of the vendor ledger to keep supplier records accurate and up to date
Provide cover for colleagues within the finance team during periods of absence and holiday.
Handle financial data accurately and confidentially and follow JSM’s financial controls and approval processes.
Complete your apprenticeship coursework and build your knowledge with our support – including sitting in with colleagues elsewhere in finance and the wider business.
The above is not an exhaustive list of duties, and you will be expected to perform different tasks as required by the organisation. Staff are expected to be flexible in their work in order to deliver the objectives of the organisation.Training:Assistant Accountant Apprenticeship Level 3 - AAT.Employees on this apprenticeship will ensure an Accountancy and Finance practice performs in the most effective way.
The course is delivered on-line via a live classroom 1-day per week.
You will learn how to prepare financial statements for Sole Traders and Partnerships, the importance of management accounting information, and how to prepare VAT returns.
You’ll develop the technical skills to progress your career in accountancy, and this will allow you to continue with your studies onto Level 4.
To pass this level you will need to study the following four units:
Financial Accounting
Preparing Financial Statements (FAPS)
Management Accounting Techniques (MATS)
Tax Processes for Business
Training Outcome:A career path, not just a course – we take on apprentices to grow with us, and our intention is for this role to become permanent on successful completion.
A nationally recognised qualification, funded by JSM Group, with paid time for off-the-job training and study.
A dedicated mentor and a supportive team who will show you the ropes.
Hands-on, real work from your first week – including exposure to how the wider business runs.
Genuine influence over how JSM works. If you spot something that could be done better, we want to hear it.
Employer Description:At JSM Group we are a leading specialist infrastructure engineering company. We design and install the complex power networks, digital infrastructure and specialist systems a future-focused worldwide marketplace needs.From high-power grid connections to critical utilities, and data centres to renewable energy, our full turnkey teams manage the complete scope – advising on and delivering complex infrastructure projects at speed, on time, and with reduced regulatory, technical and commercial risk.
JSM Group brings together three connected businesses – Power, Digital Infrastructure and Advisory – to design, build and connect the infrastructure the country relies on, from concept to connection. As part of our continued growth, we’re looking for an Accounts Payable Apprentice.An apprenticeship with us means real responsibility from day one, a nationally recognised qualification, and the support of experienced colleagues who want you to succeed.Our values shape how we work: we are Personal (human, caring and accountable), Brilliant (better together), Driven (determined and always improving) and known for Sound Judgment (making intelligent, well-reasoned decisions).Working Hours :Monday to Friday - to be discussed at interview.Skills: Communication skills,IT skills,Attention to detail,Organisation skills,Problem solving skills,Presentation skills,Number skills,Analytical skills,Logical,Team working,Initiative,Curiosity and CI....Read more...
