Job Description:
Our client, in the North East is looking for an Operational Risk Analyst to join the team on a permanent basis. The successful candidate will have excellent communication skills to collaborate with ease across the business, in order to ensure a robust operational risk management framework.
Skills/Experience:
Relevant operational risk experience
Experience in business continuity management or a related discipline beneficial
Knowledge of risk and control self-assessment.
Experience with risk monitoring and reporting dashboards
Proven record of strong analytical skills
Strong communication skills, both verbally and written
Core Responsibilities:
Assist in the mitigation of operational risks and advise on potential remediations and regulatory vulnerabilities
Maintain and update operational risk procedural manuals, job aides, and tools
Identify potential business risks, operational and regulatory process deficiencies
Monitor the risk and control environment and challenge stakeholders when needed to ensure exposures are kept at acceptable levels
Gather and synthesise risk data; present conclusions and offer risk mitigation, remediation and process improvement solutions to management
Coordinate and support business continuity and recovery exercises performed by the business lines with a particular focus on operational resilience
Benefits:
A highly competitive salary
Wider Benefits package
Core-Asset Consulting is an equal opportunities recruiter and we welcome applications from everyone irrespective of age, disability, gender, gender identity or expression, race, colour, ethnic or national origin, sexual orientation, religion or belief, marital/civil partner status or pregnancy.
Job reference: 16182
To apply for this vacancy applicants must be eligible to work in the UK in accordance with the Immigration, Asylum and Nationality Act 2006.
At Core-Asset, we’re committed to protecting and respecting your privacy. Our privacy statement explains when and why we collect personal information about people who engage with our services, how we use it, the conditions under which we may disclose it to others, and how we keep it secure. We may change this policy from time to time, so please check this policy occasionally to ensure that you’re happy with any changes.
By engaging with us (either by applying for a job we’re advertising, registering through our website, or getting in touch with our business) you’re agreeing to be bound by this policy.
Core-Asset Consulting is committed to protecting the privacy of our candidates, clients and website users. For further information, please refer to our full Privacy Statement available on our website http://www.core-asset.co.uk/about-core-asset/privacy-statement
Core-Asset Consulting offers specialist recruitment services to asset management, accounting & finance, asset servicing, legal and the wider financial services sector in Scotland.
INDPERM....Read more...
Job Description:
We are supporting a leading asset manager in the search for a Trade and Transaction Reporting Associate. This is a fantastic opportunity to join a specialist team in Edinburgh on an initial 12-month contract basis.
In this role, you will take ownership of key daily oversight processes, focusing on the accuracy and completeness of regulatory submissions. You will monitor report transmissions, investigate exceptions, and work with colleagues across operations, technology, and compliance to resolve issues quickly and effectively.
Essential Skills/Experience:
Previous experience in investment operations, ideally within trade and transaction reporting or a controls function.
Solid Microsoft Office skills (Excel, Word, PowerPoint).
Knowledge or experience of regulatory reporting processes.
Experience of audit, controls testing or process improvement initiatives would be beneficial.
Core Responsibilities:
Monitor the transmission of trade and transaction reports to regulators, ensuring successful submission and acceptance.
Reconcile positions to evidence the completeness and accuracy of data sent.
Produce accurate metrics and reports for management and regulatory purposes.
Support controls testing and help drive process.
Collaborate with colleagues across functions to resolve issues, escalate concerns and contribute to regulatory change initiatives.
Core-Asset Consulting is an equal opportunities recruiter and we welcome applications from everyone irrespective of age, disability, gender, gender identity or expression, race, colour, ethnic or national origin, sexual orientation, religion or belief, marital/civil partner status or pregnancy.
Job reference: 16187
To apply for this vacancy applicants must be eligible to work in the UK in accordance with the Immigration, Asylum and Nationality Act 2006.
At Core-Asset, we’re committed to protecting and respecting your privacy. Our privacy statement explains when and why we collect personal information about people who engage with our services, how we use it, the conditions under which we may disclose it to others, and how we keep it secure. We may change this policy from time to time, so please check this policy occasionally to ensure that you’re happy with any changes.
By engaging with us (either by applying for a job we’re advertising, registering through our website, or getting in touch with our business) you’re agreeing to be bound by this policy.
Core-Asset Consulting is committed to protecting the privacy of our candidates, clients and website users. For further information, please refer to our full Privacy Statement available on our website http://www.core-asset.co.uk/about-core-asset/privacy-statement
Core-Asset Consulting offers specialist recruitment services to asset management, accounting & finance, asset servicing, legal and the wider financial services sector in Scotland.
INDCAS....Read more...
Job Description:
Our client, an electronics company in Edinburgh, is recruiting for a HR Recruitment Coordinator to join their team on an initial 6-month temporary basis.
This is a full-time position which offers strong potential to transition into a permanent role. It is based mainly on-site, with some flexibility for hybrid working.
Skills/Experience:
Proven experience in an HR support or recruitment coordination role
Strong organisational and multitasking abilities with a keen eye for detail
Excellent communication and interpersonal skills
Comfortable working with ATS platforms (e.g., Workday, Greenhouse, Lever)
Experience in a corporate or technology-driven environment (preferred)
HR-related qualification or relevant degree (preferred)
Core Responsibilities:
Coordinate interviews and candidate communications across multiple hiring teams
Manage and update data within the applicant tracking system
Act as a point of contact for candidates, ensuring timely and professional communication
Support new hire onboarding, documentation, and induction processes
Assist with visa applications and relocation arrangements, working with third-party providers
Maintain accurate employee records and support general HR admin tasks
Ensure all processes are carried out in line with data protection and compliance standards
Core-Asset Consulting is an equal opportunities recruiter and we welcome applications from everyone irrespective of age, disability, gender, gender identity or expression, race, colour, ethnic or national origin, sexual orientation, religion or belief, marital/civil partner status or pregnancy.
Job reference: 16173
To apply for this vacancy applicants must be eligible to work in the UK in accordance with the Immigration, Asylum and Nationality Act 2006.
At Core-Asset, we’re committed to protecting and respecting your privacy. Our privacy statement explains when and why we collect personal information about people who engage with our services, how we use it, the conditions under which we may disclose it to others, and how we keep it secure. We may change this policy from time to time, so please check this policy occasionally to ensure that you’re happy with any changes.
By engaging with us (either by applying for a job we’re advertising, registering through our website, or getting in touch with our business) you’re agreeing to be bound by this policy.
Core-Asset Consulting is committed to protecting the privacy of our candidates, clients and website users. For further information, please refer to our full Privacy Statement available on our website http://www.core-asset.co.uk/about-core-asset/privacy-statement
Core-Asset Consulting offers specialist recruitment services to asset management, accounting & finance, asset servicing, legal and the wider financial services sector in Scotland.
INDCAS....Read more...
Job Description:
We are working on an excellent opportunity for an Investment Administrator to join the Private Client Administration team at a prestigious investment management firm in East Lothian. In this role, you will ensure the provision of an effective and efficient administration service for private clients of the firm.
Please note that the role holder will be required in the office 5 days per week (at least initially).
Skills/Experience:
Previous experience in a comparable position is beneficial.
Well-organised, with the ability to manage multiple responsibilities and meet deadlines effectively whilst maintaining accuracy.
Clear and confident communicator, both verbally and in writing.
Candidates should hold at least National 5 qualifications (or equivalent) in Maths and English.
Core Responsibilities:
Handling client-related queries and coordinating with internal teams, external partners, and clients to deliver a consistently high standard of service.
Reviewing and issuing regular client reports, including quarterly valuations and annual review documentation.
Overseeing and processing cash and asset transfers across private client portfolios with accuracy and efficiency.
Ensuring all client records are maintained to the required regulatory and internal standards, and that systems are consistently up to date.
Supporting internal projects and contributing to the implementation of regulatory or business process changes.
Taking part in routine risk reviews and helping to drive ongoing improvements across operational procedures.
Benefits:
A highly competitive salary
Wider Benefits package
Core-Asset Consulting is an equal opportunities recruiter and we welcome applications from everyone irrespective of age, disability, gender, gender identity or expression, race, colour, ethnic or national origin, sexual orientation, religion or belief, marital/civil partner status or pregnancy.
Job reference: 16162
To apply for this vacancy applicants must be eligible to work in the UK in accordance with the Immigration, Asylum and Nationality Act 2006.
At Core-Asset, we’re committed to protecting and respecting your privacy. Our privacy statement explains when and why we collect personal information about people who engage with our services, how we use it, the conditions under which we may disclose it to others, and how we keep it secure. We may change this policy from time to time, so please check this policy occasionally to ensure that you’re happy with any changes.
By engaging with us (either by applying for a job we’re advertising, registering through our website, or getting in touch with our business) you’re agreeing to be bound by this policy.
Core-Asset Consulting is committed to protecting the privacy of our candidates, clients and website users. For further information, please refer to our full Privacy Statement available on our website http://www.core-asset.co.uk/about-core-asset/privacy-statement
Core-Asset Consulting offers specialist recruitment services to asset management, accounting & finance, asset servicing, legal and the wider financial services sector in Scotland.
INDPERM....Read more...
The primary function of the role will be to provide basic finance and admin support for the business within a busy cash processing team.
This would cover tasks such banking support, including bank reconciliations, journal postings into the main Finance system, ad hoc analysis, support on the external audit and other Finance related administrative activities.
This is an entry level opportunity and ZEDRA is supportive of career development. The right candidate will be supported to seek out opportunities to increase their skill sets to grow within the company.
Further duties and responsibilities will include:
Assist clients with the payments process
Cross train in roles to help manage business peaks
Identify business initiatives for process improvement
Support the external audit process
Basic Accounting tasks - such as double entry bookkeeping and bank reconciliations
Journal postings
Opportunity to coach others and manage a project to make improvements
Training:The successful candidate will follow a Level 3 programme and study towards a full Standard as a Business Administrator. This training will be structured and delivered by Cheshire College - South & West and one day a week will be spent learning at the college.
Apprentices will be supported via an agreed training plan.
The apprentice will receive regular visits with a dedicated assessor.
The assessor will set individual learning tasks as part of the apprentice’s workplace training that will incorporate your daily roles and duties.
You will also have a mentor within the Zedra finance team to support you with your studies and apprenticeship progress.Training Outcome:A full-time job is on offer following the successful completion of theapprenticeship.
Candidates looking to maintain a career in the Trust, Estates and financial services sector will be encouraged and supported at Zedra to study for additional professional qualifications.Employer Description:We are a global powerhouse providing Corporate and Global Expansion, Active Wealth, Pension and Incentive services and Fund solutions, all aligned under one common goal: to DO MORE so our clients and our people can ACHIEVE MORE. We believe in taking care of our people and in serving our clients with reliability, agility and creativity while adhering to principles of fairness,sustainability and inclusivity. These values underpin everything we do – and we believe, set us apart from our peers.Above all else, we value our people and our clients’ success.Since our origination, we have been cultivating a work environment that attracts and retains the very best talent in the industry.We actively embrace entrepreneurialism and encourage our people to see beyond their specific role and participate in a wide range of opportunities as they see fit.Working Hours :9am to 5pm Monday to Friday, 1-hour lunch.
One study day per weekSkills: Communication skills,Organisation skills,Analytical skills,Reliable,Strong work ethic,Proficient with MS Office,Honesty....Read more...
Generate clinic and theatre billing invoices/statements
Prepare monthly invoices for NHS services
Liaising with other departments and Insurance companies to resolve queries
Handle invoices via insurers' e-billing platforms
Input invoices & delivery notes into the purchase ledger
Preparation of supplier payments
Undertaking general finance, office and administrative duties as required
Manage incoming and outgoing mail distribution
Monitoring financial applications
Manage petty cash transactions
Conduct banking activities and reconcile accounts
Handle various payment methods, including cash, cheques and credit cards
Field telephone enquiries and provide reception coverage as needed
Conduct credit control activities, including debt chasing and issuing collection reminders
Reconcile accounts and liaise with debt collection agencies when necessar
Assist with ongoing development projects and procedure manual creation
Support month-end and year-end reporting processes
Assist with the preparation of reports, including Board Papers, as required
Provide exceptional customer service and communicate effectively with patients
Update computer systems with accurate information
Stay informed by completing relevant in-house training
Adhere to all company policies and procedures
Execute tasks assigned by Management and Directors promptly and accurately
Offer suggestions for process improvement to enhance efficiency and effectiveness
Undertake appropriate learning and CPD
Training:Training will be provided by Solihull College and an assessor will be allocated to support you. Coaching in the workplace, on teams as well as scheduled sessions at the Solihull campus and time spent training will be part of the agreed working hours. At the end of your training, you will complete AAT Level 3 Diploma in Accounting, a portfolio of evidence and a discussion.Training Outcome:Possibility of progression into full time employment with training towards higher qualifications.Employer Description:Midland Eye Private Clinic stands as a premier provider of specialised ophthalmic care in the Midlands region, renowned for its world-class standards. Private patients can benefit from access to collaborative care and facilities with the latest and best technology and our approach is designed to be convenient for people who lead busy lives and who have limited time to seek medical advice and treatment.Working Hours :9am -5pm with 30 mins unpaid lunch.
Monday to Friday with 1 day a week at Solihull College.Skills: Communication skills,IT skills,Attention to detail,Organisation skills,Customer care skills,Problem solving skills,Administrative skills,Number skills,Analytical skills,Logical,Team working,Initiative,Patience,Xero experience,Accounts package experience,Prioritise,Professionalism,Self motivated,Exercise discretion....Read more...
Job Description:
We are working on an excellent opportunity for a Business Analyst to join the team at a leading investment firm based in Edinburgh on an initial 6-month FTC. The successful candidate will produce high-quality documentation to support operational readiness and change delivery for a fund launch.
Skills/Experience:
Experience in business analysis, change delivery or related roles
Proficiency in Microsoft Visio for creating process flows and business diagrams
Experience in investment management or fund operations
Excellent attention to detail and documentation standards
Clear and confident communication, both written and verbal
Strong stakeholder engagement skills across varied teams and seniority
Organisational skills and the ability to manage multiple priorities effectively
A proactive and flexible approach to work
Familiarity with fund lifecycle and regulatory frameworks (preferable)
Knowledge of investment instruments including equities, bonds, and collectives (preferable)
Experience working with third-party providers (e.g. custodians, administrators) (preferable)
Proficient in Microsoft Excel and documentation tools (preferable)
Qualification or certification in Change Management or Lean Six Sigma (preferable)#
Core Responsibilities:
Support documentation and process analysis across existing fund structures to inform internal discussions around the future operating model.
Facilitate small workshops to confirm requirements and support collaborative problem-solving
Contribute to wider operational improvement initiatives and provide business analysis support across internal projects
Produce high-quality documentation including business requirements, process flows, procedural guides and supporting rationale
Map and analyse current and future state processes using Microsoft Visio to inform improvement and clarity
Present structured options to support decision-making, clearly outlining risks, benefits and practical implications
Provide ad-hoc support for key projects and support the Head of Operations with delivery of internal initiatives as priorities evolve.
Core-Asset Consulting is an equal opportunities recruiter and we welcome applications from everyone irrespective of age, disability, gender, gender identity or expression, race, colour, ethnic or national origin, sexual orientation, religion or belief, marital/civil partner status or pregnancy.
Job reference: 16183
To apply for this vacancy applicants must be eligible to work in the UK in accordance with the Immigration, Asylum and Nationality Act 2006.
At Core-Asset, we’re committed to protecting and respecting your privacy. Our privacy statement explains when and why we collect personal information about people who engage with our services, how we use it, the conditions under which we may disclose it to others, and how we keep it secure. We may change this policy from time to time, so please check this policy occasionally to ensure that you’re happy with any changes.
By engaging with us (either by applying for a job we’re advertising, registering through our website, or getting in touch with our business) you’re agreeing to be bound by this policy.
Core-Asset Consulting is committed to protecting the privacy of our candidates, clients and website users. For further information, please refer to our full Privacy Statement available on our website http://www.core-asset.co.uk/about-core-asset/privacy-statement
Core-Asset Consulting offers specialist recruitment services to asset management, accounting & finance, asset servicing, legal and the wider financial services sector in Scotland.
INDPERM....Read more...
Job Description:
We are working on an exciting opportunity for a Head of Account Management to join the team at a leading global business. Based in their Edinburgh team, you will be a senior level individual to lead, shape and drive the service proposition to strategic clients, managing a high performing team and oversee the client experience from implementation through to future growth.
Skills/Experience:
Create and lead a team that is capable and focussed on delivering, consistently an industry-recognised, best in class account management proposition to ensure high levels of client satisfaction.
Manage relationships with Executive-level client contacts and other stakeholders and work closely across internal teams including marketing, sales and to ensure market messaging is understood, and that client feedback and strategic priorities are embedded in the coverage model.
Be accountable for the overall client experience, retention, and satisfaction for assigned client base and ensuring engagement with assigned client base at C-suite and board level on needs and capabilities specific to client strategy, new regulation, product development and other solutions to establish an early adopter advantage.
Support the client executive team with the creation and delivery of the strategic level client plan and ensures adherence to client governance and oversight model for assigned client base, including client due diligence, service reviews, change, etc.
Oversee execution of service delivery to clients including service improvement and remediation plans, as applicable, as well as Product delivery and Change management.
Core Responsibilities:
Senior level experience in managing fund administration/investment operations, senior strategic level change or client management. Experience in business development beneficial
Client relationship and management expertise with excellent communication and presentation skills, including an ability to lead and manage executive-level meetings, influence strategic priorities and to successfully effect change
Strong proven people management experience
Fully proficient in understanding the regulations that drive the industry and in particular those that govern client management, in addition to a sound understanding of controls, risk management (product and market) and mitigation techniques
Benefits:
A highly competitive salary
Wider Benefits package
Core-Asset Consulting is an equal opportunities recruiter and we welcome applications from everyone irrespective of age, disability, gender, gender identity or expression, race, colour, ethnic or national origin, sexual orientation, religion or belief, marital/civil partner status or pregnancy.
Job reference: 16171
To apply for this vacancy applicants must be eligible to work in the UK in accordance with the Immigration, Asylum and Nationality Act 2006.
At Core-Asset, we’re committed to protecting and respecting your privacy. Our privacy statement explains when and why we collect personal information about people who engage with our services, how we use it, the conditions under which we may disclose it to others, and how we keep it secure. We may change this policy from time to time, so please check this policy occasionally to ensure that you’re happy with any changes.
By engaging with us (either by applying for a job we’re advertising, registering through our website, or getting in touch with our business) you’re agreeing to be bound by this policy.
Core-Asset Consulting is committed to protecting the privacy of our candidates, clients and website users. For further information, please refer to our full Privacy Statement available on our website http://www.core-asset.co.uk/about-core-asset/privacy-statement
Core-Asset Consulting offers specialist recruitment services to asset management, accounting & finance, asset servicing, legal and the wider financial services sector in Scotland.
INDPERM....Read more...
The Human Resources Apprentice is expected to perform all responsibilities with a commitment to providing superior service to the Firm’s attorneys, advisors and staff, and maintaining an atmosphere of teamwork and continuous improvement. Above all, the Human Resources Apprentice must fulfil the needs of the Firm in a manner that is consistent with the Firm’s Core Values.
Essential Job Functions
Provides general administrative support to the Human Resources Department. Answers and directs telephone calls, takes and relays messages. Prepares correspondence, spreadsheets, forms and other documents and proofreads to ensure accuracy; makes meeting and conference call arrangements and may coordinate travel arrangements as necessary; maintains assigned department files and records and ensures compliance with Firm policy and regulations.
Answers a variety of departmental inquiries and serves as a liaison between the HR department and the Firm’s employees.
Responsibility for maintaining and updating the Human Resources employee database for the Firm’s London and International offices.
Ensures all HR administration is processed in an accurate and timely fashion.
Responsible for the administration for new support staff and legal hires via the firm’s onboarding system – Akin Pathways. Assists in preparing and sending offer letters, organising background checks and references, preparing induction schedules and new joiner packs and processing new hire paperwork. Accurately enters new hire information into the HRIS database. Creates and maintains new joiner files.
Records probation periods and schedules review meetings. Prepares follow up paperwork.
Responsible for leaver related administration for support and legal staff.
Assists in recording and maintaining holiday and sickness records for the International offices.
Coordinates and schedules interviews for new support staff hires, reserves rooms and any conference equipment as required. Logs CVs into the recruitment database and keeps it maintained.
Processes all invoices that come in to the department following Firm accounting procedures. Processes expenses as requested for the Human Resources Department.
Prepares paperwork for the annual and mid-term staff evaluation processes and completes follow up letters using a mail merge.
Ensures any HR payroll changes are documented and forwarded to payroll in a timely manner to meet internal and external payroll deadlines.
Works on special HR related projects. Provides support and backup to other department personnel as needed.
Maintains knowledge of the Firm’s human resources policies and procedures.
Assumes responsibility for maintaining the highest level of confidentiality.
Assumes additional responsibilities and ad-hoc tasks as requested.
Benefits;
Private Medical and Travel Insurance
Dental Insurance
Life Assurance, Income Protection and Critical Illness Insurance
Fitness and Wellbeing Reimbursement
Discounted Gym Benefits
Annual Eye Care
Employee Assistance Programme and On-site Mental Health Services
Cycle Scheme
Season Ticket Loan
Pension Scheme (7.5% Employer Contribution)
Paid Overtime
Discretionary Performance Based Bonus
Mortgage Corporate Scheme
MBL Seminar Access
LinkedIn Learning Access
Training:Founded in 1974, we've been delivering market-leading learning and talent solutions for over forty years. We’re privileged to help individuals unlock their potential and realise the value of their skills and talents. We help build meaningful careers that give individuals security, satisfaction, and purpose – and in turn help organisations and wider industry meet the challenges of a changeable operating environment.
On completion of this 15 month apprenticeship you will have gained your HR Support Level 3 Apprenticeship.Training Outcome:Possibility of a full time role after the completion of the apprenticeshipEmployer Description:Akin Gump Strauss Hauer & Feld LLP is a global law firm that provides a wide range of legal services to clients across various industries. Key practice areas include financial restructuring, corporate transactions, private equity, energy, and international trade, among other areas. There are 17 offices globally, and Washington D.C. is the headquarters. London is the largest international offices with 280 employees. This role will also have an international scope. The London HR team supports 6 other international offices across the Middle East, Asia and Europe.Working Hours :Monday-Friday(09:30-17:30)Skills: Communication skills,Attention to detail,Organisation skills....Read more...
Job Description:
One of our clients, a leading property finance firm, has an exciting brand-new opportunity for an experienced Executive Assistant to join their team in Edinburgh. This is a varied role and some of your key responsibilities will include providing EA/PA support for the Senior Members including diary management and travel arrangements. The role will also include office and building management responsibilities. This is a great opportunity to join a well-established company and make the role your own. This would be full-time office-based position.
Skills/Experience:
3+ years in a similar role, ideally from professional services or financial services.
Advanced IT skills, with extensive practical experience
Advanced Word, Excel & PowerPoint skills & experience
Highly organised & methodical
Highly motivated, a self-starter, hardworking, with a high level of flexibility
Willing and able to take responsibility, and to handle multiple workflows simultaneously
Team player, with strong interpersonal skills
Solution focused, with excellent problem-solving skills
Discretion and confidentiality in handling very sensitive information
Core Responsibilities:
Provide EA / PA support including diary management
Ability to handle confidential information with discretion & professionalism
General office management
Assist with personal matters, including but not limited to, arranging personal travel and assisting with household expenses.
Arrange travel logistics, both domestic and international
Building management
Provide support to Finance Director including assisting with bookkeeping, processing expenses, payments and interests, and assisting with other financial transactions
Provide excellent client service and being first point of contact for clients coming into the building
Make sure meeting rooms are tidy and ready for meetings
Benefits:
A highly competitive salary
Wider Benefits package
Core-Asset Consulting is an equal opportunities recruiter and we welcome applications from everyone irrespective of age, disability, gender, gender identity or expression, race, colour, ethnic or national origin, sexual orientation, religion or belief, marital/civil partner status or pregnancy.
Job reference: 16113
To apply for this vacancy applicants must be eligible to work in the UK in accordance with the Immigration, Asylum and Nationality Act 2006.
At Core-Asset, we’re committed to protecting and respecting your privacy. Our privacy statement explains when and why we collect personal information about people who engage with our services, how we use it, the conditions under which we may disclose it to others, and how we keep it secure. We may change this policy from time to time, so please check this policy occasionally to ensure that you’re happy with any changes.
By engaging with us (either by applying for a job we’re advertising, registering through our website, or getting in touch with our business) you’re agreeing to be bound by this policy.
Core-Asset Consulting is committed to protecting the privacy of our candidates, clients and website users. For further information, please refer to our full Privacy Statement available on our website http://www.core-asset.co.uk/about-core-asset/privacy-statement
Core-Asset Consulting offers specialist recruitment services to asset management, accounting & finance, asset servicing, legal and the wider financial services sector in Scotland.
INDPERM ....Read more...
