Underwriter - Personal Lines Insurance Guildford Salary - up to £40,000 DoE
Overview: We are currently recruiting for an experienced Personal Lines Underwriter to join a growing insurance provider. This is an excellent opportunity for a detail-oriented insurance professional who wants to grow and develop into a senior role.
The RoleAs a Personal Lines Underwriter, you will be responsible for assessing and underwriting new business, renewals, and mid-term adjustments across a range of personal lines products. You will play a key role in ensuring profitability, compliance, and high standards of service.
Key Responsibilities
Underwrite new business and renewals in line with underwriting guidelines
Assess risk and price policies accurately and competitively
Handle mid-term adjustments and policy queries
Build and maintain strong relationships with brokers and internal stakeholders
Ensure compliance with regulatory and company standards
Contribute to portfolio performance and retention targets
About You
Previous experience in Personal Lines insurance
Strong understanding of underwriting principles and risk assessment
Excellent attention to detail and analytical skills
Confident communicator with a customer-focused approach
Ability to work independently and as part of a team
What’s on Offer
Salary up to £40,000 DoE
Hybrid and flexible working options after probation
Supportive team environment with clearly mapped out career development opportunities
Opportunity to join a stable and respected insurer
If you’re an experienced Personal Lines Underwriter looking for your next career move, we’d love to hear from you. We are currently shortlisting for interview so apply today or contact us for a confidential discussion.
By sending an application or applying for a job, you consent to your personal data being processed and stored by Get Recruited (UK) Ltd in accordance with our Cookie & Privacy Policy (available in the footer on our website). Get Recruited (UK) Ltd acts as an employment agency for permanent recruitment and as an employment business for the supply of temporary workers. We are an equal opportunities employer and we never charge candidates a fee for our services.....Read more...
Digital & E-Trade Underwriter - (Commercial Insurance) UK Remote Salary up to £60,000 DoE
We are partnering with a forward-thinking, growing insurance business seeking an experienced Underwriter to play a pivotal role in the underwriting and optimisation of their delegated authority portfolio. This is an exciting opportunity to help shape scalable, technology-led insurance products across commercial lines.
The Opportunity
As Digital & E-Trade Underwriter, you will take ownership of underwriting insurance products within a delegated authority framework, You will be instrumental in driving the development, underwriting performance and governance of digital and e-trade property & casualty products. Working closely with Product, IT, Distribution and Capacity Providers, you’ll ensure underwriting discipline, pricing adequacy and strong loss performance across both automated and intermediated channels.This role offers the chance to directly influence underwriting rules, referral logic, pricing models and digital customer journeys, contributing to a strategic focus on scalable, tech-enabled growth.
Key Responsibilities
Underwrite Commercial Combined quotations, MTAs and renewals from Direct Brokers and via e-trade portals.
Act as referral point for cases outside authority.
Manage digitally traded risks and automated underwriting outcomes.
Handle claims referrals from TPAs with strong policy wording interpretation.
Support underwriting performance and governance of digital and e-trade products.
Contribute to underwriting rules, referral triggers, rating structures and pricing logic.
Collaborate with internal stakeholders to enhance product design and automated journeys.
Optimise digital trading efficiency using automation, data and AI solutions.
Conduct competitor and market research, particularly around digital propositions.
Deliver internal and external training, including digital underwriting rules.
Produce monthly performance reporting for capacity holders.
Attend insurer meetings and present digital and e-trade portfolio insights.
Conduct peer reviews across underwriting teams.
About You
We’re looking for a technically strong commercial underwriter who is comfortable operating in both traditional and digital underwriting environments.
Essential Experience
Demonstrable experience in commercial insurance products.
Background within Delegated Authority, MGA or intermediary environments.
Experience underwriting or supporting digital and/or e-trade insurance products.
Familiarity with automated underwriting tools and high-volume trading models.
Experience working with platforms such as Acturis, Open GI or similar.
Strong understanding of commercial insurance wordings.
Comfortable using data, MI and underwriting rules to drive performance.
Skills & Attributes
Excellent analytical and presentation skills.
Confident communicator able to simplify complex technical issues.
Highly organised and methodical.
Proactive, self-motivated and solutions-focused.
Collaborative team player with strong stakeholder management skills.
Why Apply?
Salary up to £65,000
Remote First Business
Be at the forefront of digital transformation in commercial underwriting.
Influence scalable, tech-enabled distribution strategies.
Work cross-functionally with underwriting, product, IT and insurer partners.
Join a progressive business investing in automation, data and AI-driven solutions.
Genuine opportunity to shape and develop digital insurance propositions.
If you are a commercially minded underwriter ready to embrace digital innovation and help drive the next phase of growth in delegated authority underwriting, we would love to hear from you. Apply today for immediate consideration.
By sending an application or applying for a job, you consent to your personal data being processed and stored by Get Recruited (UK) Ltd in accordance with our Cookie & Privacy Policy (available in the footer on our website). Get Recruited (UK) Ltd acts as an employment agency for permanent recruitment and as an employment business for the supply of temporary workers. We are an equal opportunities employer and we never charge candidates a fee for our services.....Read more...
Underwriting is all about making confident, informed decisions. As an underwriter you’ll assess risks based on the type of cover we’re giving, the likelihood of something bad happening, the value of what’s being insured, and the customer’s history of making claims. You’ll build relationships with brokers, negotiate terms and decide whether we should offer cover. It’s a mix of analysis, curiosity and great people skills.
You’ll help shape how we approach risk: from individual policies to global corporations. You’ll learn how to assess risk, make informed decisions and negotiate solutions that protect our customers. Working with brokers and teams across the business, you’ll secure new business and tailor solutions for existing customers. Expect variety: one day analysing data, the next building relationships or supporting trading decisions.Training:During your apprenticeship, you’ll spend around 80% of your time gaining hands-on experience and 20% studying for your apprenticeship qualifications. It’s a chance to learn, grow and make an impact from the start.Training Outcome:You will gain experience in the Underwriting Team, with the chance to explore a career in underwriting afterwards.Employer Description:As the UK's largest insurer, a FTSE 100 company, and an international leader in our industry, Aviva's Technology teams are cruicial to our success. We truy believe our Technology community is amongst the most experienced and supportive anywhere. Withou their ideas, skills and support, we wouldn't be the company we are today.Working Hours :Monday to Friday, 9am to 5pm is typical.Skills: Communication skills,Attention to detail,Problem solving skills,Analytical skills,Team working....Read more...
