Underwriter - Personal Lines Insurance Guildford Salary - up to £40,000 DoE
Overview: We are currently recruiting for an experienced Personal Lines Underwriter to join a growing insurance provider. This is an excellent opportunity for a detail-oriented insurance professional who wants to grow and develop into a senior role.
The RoleAs a Personal Lines Underwriter, you will be responsible for assessing and underwriting new business, renewals, and mid-term adjustments across a range of personal lines products. You will play a key role in ensuring profitability, compliance, and high standards of service.
Key Responsibilities
Underwrite new business and renewals in line with underwriting guidelines
Assess risk and price policies accurately and competitively
Handle mid-term adjustments and policy queries
Build and maintain strong relationships with brokers and internal stakeholders
Ensure compliance with regulatory and company standards
Contribute to portfolio performance and retention targets
About You
Previous experience in Personal Lines insurance
Strong understanding of underwriting principles and risk assessment
Excellent attention to detail and analytical skills
Confident communicator with a customer-focused approach
Ability to work independently and as part of a team
What’s on Offer
Salary up to £40,000 DoE
Hybrid and flexible working options after probation
Supportive team environment with clearly mapped out career development opportunities
Opportunity to join a stable and respected insurer
If you’re an experienced Personal Lines Underwriter looking for your next career move, we’d love to hear from you. We are currently shortlisting for interview so apply today or contact us for a confidential discussion.
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SENIOR UNDERWRITER (Commercial Insurance) SALARY NEGOTIABLE (up to Circa £120,000) LONDON BASED- FLEXIBLE HYBRID WORKING
THE OPPORTUNITY: I am working with an innovative MGA seeking to expand their presence in a range of professional markets. Their entrepreneurial spirit and commitment to excellence have positioned them for significant growth, and we're looking for a key player to drive their expansion. They are seeking an experienced International Underwriter to join the team and lead their efforts in developing new business across global markets. This role offers substantial autonomy and the potential for significant reward for the right candidate.
KEY RESPONSIBILITIES
Develop and execute underwriting strategies for international markets
Identify, pursue, and secure new business opportunities
Manage and grow relationships with existing and prospective clients
Analyse and price complex risks across various international jurisdictions
Collaborate with brokers and reinsurers to structure innovative solutions
Contribute to the development of new products and expansion into new territories
QUALIFICATIONS:
Proven track record in a niche area of commercial underwriting,
In-depth knowledge of global insurance markets and regulatory environments
Strong analytical skills and ability to assess complex risks
Excellent relationship-building and negotiation skills
Fluency in English; additional languages are a plus
WHAT SETS YOU APART:
An existing book of business that you can bring to the MGA
A network of international contacts and potential clients
Experience in multiple lines of business or specialty risks
Entrepreneurial mindset and ability to thrive in a dynamic environment
COMPENSATION: Salary is highly negotiable and will be commensurate with experience, skills, and most importantly, your ability to contribute to our growth. We offer a competitive base salary, performance-based bonuses, and an attractive equity package for exceptional candidates who can demonstrate their value.
TO APPLY: If you are a results-driven underwriter with a global perspective and the ability to bring new business, we want to hear from you. This role offers the unique opportunity to significantly impact our company's growth trajectory and be rewarded accordingly.Submit your CV today for immediate consideration.
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Commercial Underwriter – MGA Location: Alderley Edge Salary: Up to £50,000
This role sits at the core of a growing commercial MGA and is ideal for someone who enjoys the technical side of underwriting and wants to develop further in a fast-moving environment.
You will support the CUO and Senior Underwriter as they build and scale the commercial portfolio. The binders are already in place, and the focus is on underwriting quality, consistency, and long-term profitability.
What You 19;ll Be Walking Into
A technically focused underwriting role where accuracy and judgement matter. You will be underwriting cross-class commercial risks within A-rated Property, Liability, and PI binders, ensuring risks are priced correctly and documented properly.
You will also be involved in monitoring portfolio performance and supporting reporting to capacity providers. As the business is tech-led, you will have the opportunity to work closely with internal teams to improve processes and reduce unnecessary manual work.
This is not a broker-facing or sales-led role. It suits someone who enjoys underwriting detail, wordings, and risk logic, and wants to deepen their technical expertise.
Who This Will Suit
Around 5 years’ experience in commercial underwriting
Exposure to multi-class risks
Strong technical focus and attention to detail
Preference for underwriting over sales or broker management
Interest in joining a growing MGA at an early stage
What’s On Offer
Salary up to £50,000 depending on experience
Office-based role in Alderley Edge
Exposure to building and managing new MGA portfolios
Close working relationship with senior underwriting leadership
Strong development opportunity in a high-growth business
By sending an application or applying for a job, you consent to your personal data being processed and stored by Get Recruited (UK) Ltd in accordance with our Cookie & Privacy Policy (available in the footer on our website). Get Recruited (UK) Ltd acts as an employment agency for permanent recruitment and as an employment business for the supply of temporary workers. We are an equal opportunities employer and we never charge candidates a fee for our services.....Read more...
Partners& is a growing business that is passionate about our people and our clients. Our purpose is to interact with clients in a more holistic and dynamic way and to challenge the norm. We have created an ecosystem that includes other like-minded professionals & we believe having great individuals in our business makes for a great client experience.
A key element of our proposition is Virtu Underwriting, a team of dedicated professionals who work on behalf of a range insurance capacity providers to assess, rate, and bind risks for them.
We are seeking an apprentice assistant underwriter to work within the Virtu Underwriting team. The purpose of the role is to support our internal clients when placing cover. The role will include operational tasks such as loading information onto our IT systems, taking responsibility for inbox management, running a task diary, speaking to providers & internal clients alike, producing reports and documentation, building relationships within & outside of the organisation, contributing any suggestions for improvement for the team & its processes and actively participating in the business and its initiatives.
This role gives the successful applicant a fantastic opportunity to learn about underwriting in the risk advisory & insurance sector.
Responsibilities:
To provide the highest quality of underwriting service to colleagues and clients
To deliver demonstratably good service to colleagues and clients
Work closely with others in the business to complete defined tasks that support our underwriting processes
Provide demonstrable proactive service to internal and external stakeholders and business partners
Training:
Fully funded learning and development programme that includes the Cert CII
Develop the knowledge, skills, and behaviours of successful Insurance Practitioners
Role-specific route ways tailor the apprenticeship to the job role
Assistant Underwriter
Free CII membership for non-members through the CII Aspire Apprenticeship Programme
Includes the CII study e-books and exam entries
Resit costs for CII exams and End-Point-Assessment will be covered by the employer
Fortnightly workshops for each CII exam
All workshops recorded and available on-demand
Interactive chat, forums and class notebooks for real time support and assistance from experienced and qualified insurance professionals
Exam tips, tricks, and strategies
Regular tutorials and assessments with your dedicated trainer
Training Outcome:
Partners& has a clear career framework with opportunities for progression and promotion
Partners& also has its own academies where attendees can learn new skills and knowledge to achieve a successful career in the insurance industry
Employer Description:Partners& is an award-winning insurance broker. Having launched in 2020, our aim is to be the best advisory business in the UK. We focus on partnership with our clients and our specialties include Home, Travel, Asset, Events & Business Insurance. Partners& are nationwide with around 500 employees.Working Hours :Monday to Thursday, 9.00am- 5.30pm (1 hour lunch break) Friday, 9.00am- 5.00pm (1 hour lunch break).Skills: Communication skills,IT skills,Attention to detail,Organisation skills,Administrative skills,Analytical skills,Team working,Motivated,Open minded,Keen to learn,Proactive....Read more...
Senior Underwriter – Commercial MGA Location: Alderley Edge Salary: Up to £70,000
This role is for someone who wants to help build something, not just underwrite within an existing framework. You would be joining a newly launched, tech-led MGA at a pivotal stage. The foundations are already in place, including A-rated binders across Property, Liability, and PI, along with a stable revenue base from established specialist niches.
The next phase is about building and scaling a serious commercial underwriting proposition, and this role sits right at the centre of that.
You will work closely with the CUO as his right hand and play a key role in shaping how the MGA develops.
What You’ll Be Walking Into
This is not a traditional underwriting role inside a large insurer. You are being given genuine autonomy.
You will help build commercial products from the ground up, develop wordings, decide how risks are approached, and determine which brokers the business partners with. You will have a direct influence on growing the book from around £2m towards £6m and beyond, and you will clearly see the impact of your decisions.
The leadership team brings strong pedigree and deep market experience. Decisions are made quickly, ideas are welcomed, and good underwriting is prioritised over unnecessary process. You will also act as the senior technical referral point as the underwriting team grows, supporting less experienced underwriters and maintaining underwriting discipline.
This role suits someone who is already operating at a senior level and wants to move closer to the heart of a growing business, with influence and long-term upside.
Who This Will Suit
10+ years’ experience in commercial underwriting
MGA experience highly advantageous
Comfortable operating autonomously and making decisions
Frustrated by red tape in larger organisations
Interested in being part of building a business rather than just working in one
What’s On Offer
Salary up to £70,000 depending on experience
Office-based role in Alderley Edge
High level of autonomy and visibility
A rare opportunity to help build a commercial MGA from an early stage
By sending an application or applying for a job, you consent to your personal data being processed and stored by Get Recruited (UK) Ltd in accordance with our Cookie & Privacy Policy (available in the footer on our website). Get Recruited (UK) Ltd acts as an employment agency for permanent recruitment and as an employment business for the supply of temporary workers. We are an equal opportunities employer and we never charge candidates a fee for our services.....Read more...
Interview process lasting from 9th Feb until 13th March.
The primary role for the Apprentice/Core Occupation duties:
Commercial - Support the organisation's strategic vision, commercial aims and objectives by contributing to the generation/handling of insurance products and services. This can mean, for instance, helping to attract new clients or retain existing clients through renewal
Meet numerous critical deadlines and prioritise activity appropriately to meet targets
Analysis & decisions - Gather, analyse and interpret all data that is relevant to the delivery of insurance products and services Identify and act upon issues arising, taking appropriate action such as making a recommendation, a decision or a referral
Quality Assurance - Ensure the organisation's Insurance quality assurance process is completed satisfactorily to process a transaction, make a decision or recommendation
Communicate - Liaise with relevant internal teams, specialists and external stakeholders to ensure successful conclusions to insurance issues, which could, for instance, be a decision on insurance coverage or a payment to a client
IT Systems - Create IT records and maintain up to date information relating to an insurance record via the organisations IT system(s)
Data Protection - Work with personal, confidential and sensitive information, (such as personal, commercial and financial data), following a strict legal duty to maintain the confidentiality of the information and fully adhering to organisational policies and guidelines
Regulatory - Adhere to the regulatory requirements that impact on insurance activity within own role, contributing to a compliant workplace. Work also in line with the organisation's processes, and relevant codes of conduct
Claims Handling/Loss Adjuster duties:
Fraud - Act as the first line of defence. Contribute to fraud reduction and detection by identifying insurance claims that could be fraudulent, escalating as appropriate within own organisation or as appropriate to relevant bodies including the police, action fraud and other affected financial services organisations
Processing - Manage an insurance claim from start to finish, gathering all of the critical evidence needed to reach a conclusion
Escalate decisions as needed within own organisation. Payout approved claims to the client (or their representative) accurately and promptly
Assistant Underwriter duties:
Risk - Assess and decide the specific level of risk associated with a client’s request to insure
Contribute to decisions to accept and decline insurance and decisions on premium levels
Limits - Operate within the approved financial limits, escalating underwriting issues beyond own financial authority
Junior Broker duties:
Represent - Act on behalf of your client, making appropriate negotiation/representation to the insurer to provide an effective return on insurance decisions
Products & Services - Proactively identify and recommend insurance products and services (from across the marketplace) to new and existing clients. Contribute to the broker's sales and commission targets
Training Outcome:
Once the Apprenticeship has been successfully completed, the candidate will be offered an opportunity to permanently join one of our departments
Employer Description:Purbeck Insurance is a small, but growing, insurance firm based in Rugby, Warwickshire. We sell personal guarantee insurance to Directors of small and medium enterprises (SME). When a Director takes out a loan for their business, a lot of the time there will be a personal guarantee attached to that loan. This means that if at any point the Director fails to pay their direct debit, the lender can then come after their assets. That is where we come in. We protect the Director's position. The work we offer is rewarding, and the company has a great culture, and as a fast growing company the opportunities to develop and progress are there for any new starter looking to begin their career with us.Working Hours :8 hours a day from 09:00 - 17:00 including a 1-hour lunch allowance.Skills: Attention to detail,Organisation skills,Customer care skills,Analytical skills,Effective communicator,Written communication skills,Proactive mindset,Self motivated,Professional,Interpersonal skills,Team player,Enthusiasm,Willingness to learn,Confidence,Punctual,Aspirational....Read more...
