Loans Business Admin Apprentice

Assessment of loan applications to the Credit Union in line with policy and delegated authority limits To provide support and guidance to members on behalf of the Bradford District Credit Union To develop good working relationships with colleagues to support the delivery of Credit Union services and showing at all times professionalism and respect To promote fairness and inclusion across all Credit Union service provision and employment through personal example and open commitment To carry out any other duties as may be required, which are reasonable in terms of the nature and level of the post Evaluate, process and assess loan applications, making decisions with delegated lending authority To provide credit control with information following requests to support with decision making, including information that may relate to a complaint/Ombudsman request/decision Maintain key Credit Union systems including the IT system, banking system and other manual filing systems To support the Senior Lending & Member Services Officer and Lending & Member Services Lead with any internal or external audit requirements and ensuring a robust control framework is being adhered to at all times To take phone calls and answer emails to support the loans team To assist the Senior Lending & Member Services Officer and Lending & Member Services Lead in a system transformation through reviewing policies and procedures and system testing

Promote continuous improvement by:

Maintaining knowledge of relevant guidance Ensure quality and consistency of financial information Promoting governance and risk management awareness and the maximising of resources to improve value for money To support Member Services when necessary to ensure effective delivery of the front end service To carry out any other office duties that may be required by management

Training:

Business Administrator Level 3 Apprenticeship Standard:

You must attend college one day per month  All work uploaded online to Aptem

Training Outcome:
Role Advancement: If the opportunity is to arise, the potential to move into a more senior role Skill Enhancement: Development of professional skills in financial services and customer relations Educational Opportunities: Access to training programmes and potentially further education in finance or related fields Diverse Career Paths: Exposure to various departments, leading to a broad range of career paths within BDCU Leadership Potential: Long-term potential to grow into supervisory or management positions Industry Network: Building connections within the financial services sector for future opportunities Personal and Professional Growth: Gaining valuable experience and knowledge for personal financial understanding and career development

Employer Description:
Bradford District Credit Union (BDCU) is a progressive non-profit ethical community bank owned by its members. With 10,000 members, we take pride in our 30 years of dedicated service. As a rapidly growing organisation, we serve as a community development hub by leading on innovate projects and events, collaborating with various partners to offer community and commercial projects aimed at fostering a savings culture. At BDCU, we provide a "Faith Friendly" alternative to high street banks, predatory lenders, and costly money lenders. Our primary focus is to encourage savings through a range of accounts, including savings accounts and junior savings accounts. Additionally, we offer loans to our members and individuals in need of financial support. We extend our services to companies as well, providing savings and loan options to their staff, promoting safe and responsible financial practices.

Working Hours :
Monday - Thursday, 8.30am - 4.30pm and Friday, 8.30am - 4.00pm

Skills:
Communication skills,IT skills,Attention to detail,Customer care skills,Problem solving skills,Administrative skills,Team working,Financial Awareness,Time Management